Get a quick cash loan with NO credit check.

At Gene's Jewelry & Pawn, borrowing money is a straightforward and simple process. We offer personal loans up to $16,000 with no credit check and cash available immediately.

Whether you are looking for a short-term cash loan or a longer-term loan, Gene's offers flexible repayment options to fit your budget.

The whole process takes no more than about 10 minutes. Stop by any of our locations to get started.

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How does a pawn loan work?

Gene's Jewelry & Pawn offers this service to provide a quick and convenient financial solution for those in need of quick funding.

Getting a short-term collateral loan involves 4 simple steps.

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Have
an Item Evaluated

Bring a valuable item to the shop for a free assessment or get started online with our estimate form.

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Receive a
Cash Loan Offer

Receive a fair offer based on your item’s value and agree to the loan amount, interest, and terms.

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Accept Your Cash Payment

Get cash immediately with no credit check and no waiting days or weeks to get the money you need.  

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Repay to Reclaim Your Items

Repay the loan amount plus any applicable fees and interest within 30 days to retrieve your item.

Is it really that easy? Yes! Visit one of our stores or start an online estimate of your items today.

What items can I pawn?

At Gene's Jewelry & Pawn, you can pawn a variety of items for quick cash. Commonly accepted items include:

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Jewelry

Gold, silver, and diamond pendants, necklaces, and rings

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Electronics

Smartphones, tablets, laptops, TVs, and gaming consoles

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Power Tools

Brand-name tools like DeWalt, Bosch, Makita, and Milwaukee

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Instruments

Guitars, keyboards, drums, and others from well-known brands

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Firearms

Handguns, rifles, shotguns, ammo, and gun safes

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Sports Gear

Bicycles, golf clubs, and high-quality camping equipment

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Designer Items

Purses, handbags, shoes, and other luxury accessories

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Appliances

Vacuum cleaners, microwaves, and other small appliances

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Collectibles

Coins, stamps, sports memorabilia, and other valuable collectibles

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Watches

Rolex, Omega, Breitling, Cartier, and other high-end brands

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Yard Tools

Weedeaters, leaf blowers, lawnmowers, and lawn tractors

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Precious Metal

Gold, silver, and platinum in any form, including coins and bars

Ready to find out how much cash your item is worth?

Frequently Asked Questions

Absolutely. Your pawned items are securely stored and insured while they are in our possession. Plus, all of our locations are equipped with state-of-the-art surveillance and multi-layered security systems.

Yes, at Gene's Jewelry & Pawn, you can get a loan even if you have bad credit. Pawn loans are based on the value of the collateral you bring in, such as jewelry or other valuable items, rather than your credit score. This means that your credit history does not affect your ability to get a loan. As long as you have an item of value to use as collateral, Gene's can provide you with a loan regardless of your credit situation.

In South Carolina, the law does not allow the pawning of vehicles. Therefore, we cannot provide loans using your car as collateral. However, you can pawn a trailer. If you have a utility, enclosed, boat, or even horse trailer, you can bring it in to secure a loan based on its value.

Yes, you can typically extend your loan if you need more time to repay it. To extend your loan, you'll need to pay the interest or fees that have accrued up to that point. This payment will allow you to extend the loan period for another term, giving you more time to repay the principal amount.

If you're unable to repay your loan, the item you used as collateral will be forfeited and become the property of the pawn shop. This means that the shop can sell the item to recover the loan amount. There are no additional penalties or negative impacts on your credit score if you can't repay the loan. The only consequence is the loss of the collateral.

Find the Gene's Pawn location nearest you

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About Us

For almost 40 years, Gene's Jewelry & Pawn has been providing cash loans and quality products at affordable prices to Charleston, North Charleston, Goose Creek, Moncks Corner and surrounding areas.

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